Free Credit Card Help Non Profit

Can you modify your interest rate with a credit card company?
How can you ask your card company Credit to change its interest rate? Are there non-profit organizations free help with credit card debt?
Yes you can .. If you have been a good customer, always pay more than the min. payment and late than never .. Call the company and ask if they will lower your rate .. Now with the economy of how you can say no, but never hurts to ask .. You have created for scammers so be careful ..
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