Free Credit Card Help Consolidate Bills
bill consolidation?
Believe or not– I am in debt about $30,000 credit card only- and finally divorced the guy who helped raked up the bills. I consolidated today the three cards for a interst rate of 13 fixed to keep my monthly payments below $600 total. Was that smart or not? Before that I paid $700/month and wiithout using the cards ever, my balances only went down–about$200 toal a month. The bak I went with told me I will be debt free in 6 years, before that I estimated debt free in 15 years.
Sounds like you did good – lower interest rate, set terms, and you have $100 extra every month. Just be sure to cut up the c/c cards or use them wisely.
Credit Card Debt Information : How to Consolidate Credit Card Bills