Free Credit Card Debt Software

Does anyone have know where to get a “Money Merge Account” software for free?
OK this is not about whether Money merge account are good or bad… I personally don’t see the need to pay my house off earlier when I’m in debt from credit cards…
However I do think the idea has some merit when it comes to just paying off debt a little easier…
So my questions is … does anyone know where I might be able to find a FREE version of the MMA software that will pay down the debt from ALOC and my debts faster?
Or does anyone have a finanical mind to give me some specifications that I can develop myself?
Here is a way to develop the system yourself. First, start living on less than you make. Second, develop a budget and track every penny you spend. Next, take the extra money and apply it to your debt. Voila!
It is amazing how everyone wants to be so mathmatical and sophisticated when it comes to paying off debt. If we were doing the math and had some sophistication, we wouldn’t be in credit card debt in the first place now would we? Just get mad and intense about your debt and pay it off! Simple as that.
Wipe your Credit Card Debt & Raise Your Limit!